Do you want to purchase a home?
If you answered yes then you already know it can be a long road with a lot of hard work needed to prepare for this life changing purchase. The great news is that there are many resources in the Saint Louis region to put homeownership within reach.
What am I talking about? Down Payment Assistance! Sure it takes a lot of hard work to get to the point of receiving the down payment assistance, but it is worth it when the end result is seeing a sign in the yard of your dream house reading SOLD and knowing that you purchased it.
Down Payment Assistance is essentially free money you receive if you meet certain eligibility requirements and reach required goals in the home buying process. You can find these programs through organizations like Beyond Housing, the Community Action Agency of St. Louis County, and Better Family Life. The Missouri Housing Development Commission offers additional Down Payment Assistance opportunities that your family may qualify to receive. Finally, there are mortgage lenders who have special funds available for qualifying borrowers.
If you are ready to get started in your journey to homeownership, the Prosperity Connection team has five dedicated Financial Coaches who would love to help you. We will make sure that you hit the required goals to receive the Down Payment Assistance you deserve. Homeownership is within your reach! Are you ready to grab it?
By Meghan Gardner, AFC®, FFC™