May the Fourth

May the Fourth
May 4, 2020 Prosperity Connection

May the Fourth be with you!  For all of you who are not totally cool like me, May the Fourth is Star Wars day! (OMG!)  So, in honor of the galaxy that is far, far away. I decided to share quotes from the Star Wars movies that can be used as advice for home buying or just working towards other financial goals.

(the quotes are in order of how I believe a dark Sith Lord should watch the Star Wars movies.)

  • Rogue One

“Be Careful not to choke on your owe aspirationDarth Vader

When we finally decided to buy a home,  sometimes our eyes are bigger than our wallets.  Remember, when purchasing a home, think about your current needs and your current income. The little things add up.


  • Rogue One

“I am one with the Force. The Force is with me”. Chirrut Imwe

Things can be a little stressful right now. Use this phrase as your mantra when you are feeling overwhelmed.


  • Episode IV: Star War (A New Hope)

“You Don’t Need to see his Identification. These aren’t the droids you’re looking for.”

Obi-Wan Kenobi

Don’t trust your personal information with just anyone.


  • Episode V: The Empire Strikes Back

“ I am altering the deal. Pray I don’t alter it any further.” Darth Vader

This is the universe letting you know this is not a good idea.  To quote another movie, Monty Python “Run Away, Run Away.”


  • Episode V: The Empire Strikes Back

“No! Try Not! Do, or Do Not there is no try.” Yoda

Buying a home will be one of the largest transactions you make in your life. If you cannot give it your all, you might not be ready to become a homeowner.


  • Episode VI: Return of the Jedi

“Here Goes Nothing”  Lando Calrissian

Taking that first step to work on your finances is the hardest.


  • Episode I: The Phantom Menace.

There’s always a bigger fish.” Qui Gon

When trying to find a good interest rate shop around. Use the power of three. 


  • Episode II: Attack of the Clones.

You don’t need guidance. In time, you will learn to trust your feelings. Then, you will be invincible.”   Supreme Chancellor Palpatine.

When it comes to creating a budget, it takes time and practice to master. If at first, you don’t succeed try, try again.


  • Episode III: Revenge of the Sith.

“This is where the fun begins.” Anakin Skywalker

Shopping for a home can be fun, it’s all about what you put into it and make it.


  • Episode VII: The Force Awakens

“That’s Not how the Force works!” Han Solo

If you are not sure, ask questions. No one is expecting you to know everything when it comes to home buying.


  • The Mandalorian – Mandalorian

“I would like to see the baby.” The Client

I added this one, well, because I really love baby Yoda!  But, when it comes to home buying, make sure your realtor is showing the homes you would be interested in buying and not what will enlarge their packet book; after all, they work for you.

“No, droids!” Mandalorian

It’s your money,  make sure you get what you want.

“This is the Way” Mandalorian

Remember this when your loan officer asks for more documents.

Reaching your financial goal does not have to feel like it is a galaxy far, far away. The main thing to remember is you are in control.  Happy Star Wars Day and May the Force be with you.

Evette Baker, Director of Financial Capability