We offer personal finance classes under the umbrella of our St. Louis Builds Credit initiative. Our classes provide general knowledge to help you foster a strong foundation to your finances, build wealth, and reach and maintain financial wellness.
We strive to make our personal finance classes accessible to everyone, especially if you’re unable to attend in person. Since the pandemic introduced us to virtual learning, we now have all of our classes on Zoom or recorded and posted on our YouTube page.
Every month, we offer classes on the following topics:
Learn why having good credit is important, what’s in your credit report, how to get your credit report for free, and how to dispute incorrect information. You will also learn all about what makes up your credit score and strategies to build your credit.
How to Read Your Credit Report
Learn how to obtain your credit report, understand what is on your credit report, and dispute inaccurate information.
Using Credit Cards Wisely
Learn the different ways to use your credit cards and some strategies for maximizing your credit-building goals while staying within a budget. You will also learn how to prevent common mistakes made with impulse shopping.
Creating Your Spending Plan
Learn the different types of financial goals, why it’s important to have a spending plan, how to create SMART goals, and how to create your spending plan based on your goals.
Learn how to achieve affordable and successful homeownership, how to get a free credit analysis, and what documentation you need to be approved for a loan. We’ll also tell you about down payment assistance programs that are available.