Fair or not, your credit score is one of the fundamental aspects of financial well-being. Understanding and managing your credit score can open doors to financial opportunities and stability. In this guide, we’ll break down the five components that make up your FICO credit score, offering tips and insights to help you boost your credit…
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One of the most evil crimes of our modern time is identity theft. Identity theft is a form of fraud where someone steals your personal information such as your social security number, driver’s license, bank account details, or credit card information, without your consent or knowledge. With this information, an identity thief can commit financial…
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Today we’re shining a spotlight on Rollin Woltjen, a long-time client of Prosperity Connection. Woltjen began his financial journey working with Sara Middendorf, now Director of St. Louis Builds Credit, back when she was a financial coach. Over the past 4 years, Woltjen has made tremendous progress. This interview covers his experiences and opinions after…
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National 401(k) Day is coming up on September 8, and it’s the perfect time to celebrate something truly special. It’s not just about a financial tool, but a pathway that can help you live a more cozy and secure retirement. The 401(k) plan has become a pillar of retirement savings here in the U.S. But…
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It’s already starting: all of the back-to-school ads and events. Whether you love it or hate it, the kiddos will be heading back to school in no time and that means school supplies. School supplies can get quite expensive, whether it’s the classic pencils and papers or the latest laptop. Here are some tips and…
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At Prosperity Connection, we believe everyone deserves access to the support they need to thrive financially. That’s why we’re here to highlight 12 incredible benefits of financial coaching. Whether you’re just starting out on your financial journey or you’re well down the path, our experienced coaches are dedicated to helping you build the confidence, knowledge,…
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In today’s digital age, we have access to an overwhelming amount of financial information online. While this can be incredibly helpful, it can also be difficult to determine what is accurate and reliable. With so many sources and opinions available, it’s important to know how to navigate the sea of financial information to find only…
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Reading a credit report can be confusing and frustrating. That’s why one of the services we offer at Prosperity Connection is a credit report review! This short, one-time appointment provides personalized tips for improving your credit without the time commitment involved with our financial coaching. Here are 5 reasons we recommend this valuable service! 1….
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June is National Homeownership Month and we know that buying a home is a popular financial goal. So, we wanted to offer some helpful tips before you think about starting the process! Here are 5 things to do before applying for a home loan. Check your credit report: Check your credit report at least once…
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Summer’s here! We know that big vacations and fancy summer camps aren’t always in the budget, so we’re here to help. Our beautiful city is the perfect place to explore and have fun, without breaking the bank! From outdoor adventures to top-notch museums, we’ve put together this guide filled with budget activities to ensure your…
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Getting a loan with poor credit can be a daunting task. It’s no secret that most traditional lenders, such as banks and credit unions, require a good credit score to qualify for a loan. Predatory and payday lenders promise quick and easy cash to those who are struggling financially, but they often come with high-interest…
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