Filing your taxes is a complicated process. There are a lot of rules, regulations, and terms that can be confusing. This guide will help you understand the basics of tax terminology and provide some filing resources that can help you navigate the process. Please keep in mind this article is for informational purposes only! Because…
Read MoreHome Ownership Climate and Tips
Reflection by Brian Liebig Jr. and Jeff Rupich, Mortgage Loan Originators at US Bank The demand for purchasing a home remains high despite the dramatic increase in mortgage rates this year. There are some who have put their search on hold for now and have attributed that decision to not only the rising interest rates,…
Read MoreRae Mayberry
Written by Robert Nelson V In March of 2021, Rae joined Prosperity Connection. Her sight was set on the objective of better money management, debt elimination, and credit score improvement. We pulled Rae’s credit report during our meeting. Rae owed $74,000 in credit card debt, personal, and auto loans, as well as $3,000 in collections. Rae…
Read MoreWhat a Ride it Has Been
A reflection from Kathy Siddens, our Executive Director Growing up in small communities, I spent a great deal of time at carnivals and, occasionally, had a ticket to Six Flags or Worlds of Fun when visiting my grandparents. I was never a huge fan of the stomach-dropping rides but loved the atmosphere of laughter, enjoying the…
Read MoreAnthony
Anthony is a veteran living with a disability who keeps an enduring, positive outlook on life. He was homeless until he found the Missouri Veteran Endeavor (MOVE-STL) which is a long-term housing facility for veterans located in the 24:1 Community footprint. As soon as he moved in, they referred him to start financial coaching. His…
Read MoreLessons Learned While Buying My First Home: The Lending Process
After helping many Prosperity Connection clients realize their goal of homeownership, financial coach Robert Nelson V purchased his first home last year. In a series of blog posts, Robert will share with you some of the lessons he learned as a first-time homebuyer. May 26, 2020, at 11am: On this day I became a homeowner….
Read MoreBudgeting – There’s An App for That
Budgeting Tips from one of our Former Financial Coaches, Hope Johnson If you need help getting your personal finances under control and sitting down with pen and paper and your bank statements just doesn’t sound appealing (and let’s be honest here, it doesn’t) – then a budgeting app may be just what you’re looking for. Now I…
Read MoreBrandii
“I am humbled to be on this journey and so very grateful to all the people and organizations, like Prosperity Connection that have played a part” Meet Brandii Palmisano. She moved to the St. Louis area from Orange County, California in 2007. After being offered a great job opportunity by her brother-in-law, she packed up…
Read MoreBecoming Your Own Bookkeeper: A Tool for Mindful Money Success
Many of us avoid getting real about our finances because we’re afraid of the skeletons we might uncover. However, taking the time to intimately understand your money brings its own kind of peace, because you aren’t saddled with the stress that comes with not knowing exactly where your finances stand. This is where becoming your…
Read MoreAmethyst
“It takes discipline, persistence, and a lot of inspiration to set a goal and stick to it, but it’s worth it. I see a path to my dream now. ” When we first met Amethyst in September of 2016, her primary goal was to obtain a full-time job and to decrease her expenses. Little did…
Read MoreWillie: A Long Journey to Home Ownership
“You can’t just look at the right now. It’s one step at a time. I’m going to take my credit score as high as it will go…and then I’ll have more choices, more freedom.” For years, Willie had been working to find the best pathway to improve his personal finances. “I have tried countless attempts,…
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