How to Get a Loan with Poor Credit

How to Get a Loan with Poor Credit

Getting a loan with poor credit can be a daunting task. It’s no secret that most traditional lenders, such as banks and credit unions, require a good credit score to qualify for a loan. Predatory and payday lenders promise quick and easy cash to those who are struggling financially, but they often come with high-interest…

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How 5 Common Budgeting Styles Work

How 5 Common Budgeting Styles Work

There are so many budgeting styles out there, how do you pick which one is best for you? Let us help you out! We’ve picked 5 of the most common budgeting styles that can work for a variety of circumstances. In the article below, we’ll outline how they work so you can pick the right…

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A 3-Step Guide to Building a Budget

A 3-Step Guide to Building a Budget

Life can be busy and overwhelming at times, and trying to manage your finances can add to the stress. With so many responsibilities and expenses to juggle, it’s easy to fall behind. However, creating a budget can be a simple yet effective way to gain control of your finances and relieve some of that stress….

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Money Personality & Financial Wellness

Money Personality & Financial Wellness

Money is a big part of our lives, and how we handle our finances can significantly impact our overall well-being. However, one size does NOT fit all when it comes to managing money. Each person has a unique relationship with money, and their approach to it reflects their money personality. We also want to recognize…

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Filing Your Taxes: A Guide to Terms & Resources

Filing Your Taxes: A Guide to Terms & Resources

Filing your taxes is a complicated process. There are a lot of rules, regulations, and terms that can be confusing. This guide will help you understand the basics of tax terminology and provide some filing resources that can help you navigate the process. Please keep in mind this article is for informational purposes only! Because…

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Home Ownership Climate and Tips

Home Ownership Climate and Tips

Reflection by Brian Liebig Jr. and Jeff Rupich, Mortgage Loan Originators at US Bank The demand for purchasing a home remains high despite the dramatic increase in mortgage rates this year. There are some who have put their search on hold for now and have attributed that decision to not only the rising interest rates,…

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Lessons Learned While Buying My First Home: The Lending Process

Lessons Learned While Buying My First Home: The Lending Process

After helping many Prosperity Connection clients realize their goal of homeownership, financial coach Robert Nelson V purchased his first home last year. In a series of blog posts, Robert will share with you some of the lessons he learned as a first-time homebuyer. May 26, 2020, at 11am: On this day I became a homeowner….

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Budgeting – There’s An App for That

Budgeting – There’s An App for That

Budgeting Tips from one of our Former Financial Coaches, Hope Johnson If you need help getting your personal finances under control and sitting down with pen and paper and your bank statements just doesn’t sound appealing (and let’s be honest here, it doesn’t) – then a budgeting app may be just what you’re looking for. Now I…

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Becoming Your Own Bookkeeper: A Tool for Mindful Money Success

Becoming Your Own Bookkeeper: A Tool for Mindful Money Success

Many of us avoid getting real about our finances because we’re afraid of the skeletons we might uncover. However, taking the time to intimately understand your money brings its own kind of peace, because you aren’t saddled with the stress that comes with not knowing exactly where your finances stand. This is where becoming your…

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The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

Passwords.  We hate them.  They’re impossible to come up with, impossible to remember and nothing is more annoying than that stupid “Wrong Username or Password message.”  Until, of course, you get the one that your account was locked because of too many wrong attempts. %#&$*! As much as we all hate them – the fact remains they’re…

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The 4C’s of Home Buying

The 4C’s of Home Buying

Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…

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