Passwords. We hate them. They’re impossible to come up with, impossible to remember and nothing is more annoying than that stupid “Wrong Username or Password message.” Until, of course, you get the one that your account was locked because of too many wrong attempts. %#&$*! As much as we all hate them – the fact remains they’re…
Read MoreThe 4C’s of Home Buying
Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…
Read MoreLoan Modification: What to Ask for When Speaking with Your Creditors about Extensions
Understanding the relationship between a lender and a borrower is really quite simple. You may find at some point in your life that you would like to buy a house or car that you don’t quite have all the money for upfront. A lender may find that they have enough money to purchase said house…
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