Lessons Learned While Buying My First Home: The Lending Process

Lessons Learned While Buying My First Home: The Lending Process

After helping many Prosperity Connection clients realize their goal of homeownership, financial coach Robert Nelson V purchased his first home last year. In a series of blog posts, Robert will share with you some of the lessons he learned as a first-time homebuyer. May 26, 2020, at 11am: On this day I became a homeowner….

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Budgeting – There’s An App for That

Budgeting – There’s An App for That

Budgeting Tips from one of our Former Financial Coaches, Hope Johnson If you need help getting your personal finances under control and sitting down with pen and paper and your bank statements just doesn’t sound appealing (and let’s be honest here, it doesn’t) – then a budgeting app may be just what you’re looking for. Now I…

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Becoming Your Own Bookkeeper: A Tool for Mindful Money Success

Becoming Your Own Bookkeeper: A Tool for Mindful Money Success

Many of us avoid getting real about our finances because we’re afraid of the skeletons we might uncover. However, taking the time to intimately understand your money brings its own kind of peace, because you aren’t saddled with the stress that comes with not knowing exactly where your finances stand. This is where becoming your…

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Credit Triage

Credit Triage

You might be thinking, “Credit? You want me to think about Credit in a time like this? There’s a global pandemic happening credit is the least of my worries!!” Okay! I get it, things are a scary right now. Let’s think of this is triage credit building. If you have a good score, hopefully the…

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The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

Passwords.  We hate them.  They’re impossible to come up with, impossible to remember and nothing is more annoying than that stupid “Wrong Username or Password message.”  Until, of course, you get the one that your account was locked because of too many wrong attempts. %#&$*! As much as we all hate them – the fact remains they’re…

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The 4C’s of Home Buying

The 4C’s of Home Buying

Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…

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