Category: Financial Advice

June is National Homeownership Month and we know that buying a home is a popular financial goal. So, we wanted to offer some helpful tips before you think about starting the process! Here are 5 things to do before applying for a home loan. Check your credit report: You should check your credit report at…

Summer’s here! We know that big vacations and fancy summer camps aren’t always in the budget, so we’re here to help. Our beautiful city is the perfect place to explore and have fun, without breaking the bank! From outdoor adventures to top-notch museums, we’ve put together this guide filled with budget activities to ensure your…

Getting a loan with poor credit can be a daunting task. It’s no secret that most traditional lenders, such as banks and credit unions, require a good credit score to qualify for a loan. Predatory and payday lenders promise quick and easy cash to those who are struggling financially, but they often come with high-interest…

There are so many budgeting styles out there, how do you pick which one is best for you? Let us help you out! We’ve picked 5 of the most common budgeting styles that can work for a variety of circumstances. In the article below, we’ll outline how they work so you can pick the right…

Life can be busy and overwhelming at times, and trying to manage your finances can add to the stress. With so many responsibilities and expenses to juggle, it’s easy to fall behind. However, creating a budget can be a simple yet effective way to gain control of your finances and relieve some of that stress….

Money is a big part of our lives, and how we handle our finances can significantly impact our overall well-being. However, one size does NOT fit all when it comes to managing money. Each person has a unique relationship with money, and their approach to it reflects their money personality. We also want to recognize…

Filing your taxes is a complicated process. There are a lot of rules, regulations, and terms that can be confusing. This guide will help you understand the basics of tax terminology and provide some filing resources that can help you navigate the process. Please keep in mind this article is for informational purposes only! Because…

Reflection by Brian Liebig Jr. and Jeff Rupich, Mortgage Loan Originators at US Bank The demand for purchasing a home remains high despite the dramatic increase in mortgage rates this year. There are some who have put their search on hold for now and have attributed that decision to not only the rising interest rates,…

After helping many Prosperity Connection clients realize their goal of homeownership, financial coach Robert Nelson V purchased his first home last year. In a series of blog posts, Robert will share with you some of the lessons he learned as a first-time homebuyer. May 26, 2020, at 11am: On this day I became a homeowner….

Budgeting Tips from one of our Former Financial Coaches, Hope Johnson If you need help getting your personal finances under control and sitting down with pen and paper and your bank statements just doesn’t sound appealing (and let’s be honest here, it doesn’t) – then a budgeting app may be just what you’re looking for. Now I…

Many of us avoid getting real about our finances because we’re afraid of the skeletons we might uncover. However, taking the time to intimately understand your money brings its own kind of peace, because you aren’t saddled with the stress that comes with not knowing exactly where your finances stand. This is where becoming your…