The 4C’s of Home Buying

The 4C’s of Home Buying

Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…

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Linda

Linda

“I thought I was doing the right thing. The loan company told me I would be building my credit, but it turned out to be something else.” From time to time, we all hit roadblocks on the highway of life. These events can prevent or delay us in achieving our financial dreams. Despite being on…

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Barbara

Barbara

“I came a long way with the counseling and all of the different services that I received.” Life can be full of unexpected twists and turns…Barbara had her share of them. As a victim of domestic abuse, she started off as a resident of the local YWCA’s Transitional Housing program. For the first time in…

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