Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…
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“I thought I was doing the right thing. The loan company told me I would be building my credit, but it turned out to be something else.” From time to time, we all hit roadblocks on the highway of life. These events can prevent or delay us in achieving our financial dreams. Despite being on…
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“I came a long way with the counseling and all of the different services that I received.” Life can be full of unexpected twists and turns…Barbara had her share of them. As a victim of domestic abuse, she started off as a resident of the local YWCA’s Transitional Housing program. For the first time in…
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Understanding the relationship between a lender and a borrower is really quite simple. You may find at some point in your life that you would like to buy a house or car that you don’t quite have all the money for upfront. A lender may find that they have enough money to purchase said house…
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