Credit Triage

Credit Triage

You might be thinking, “Credit? You want me to think about Credit in a time like this? There’s a global pandemic happening credit is the least of my worries!!” Okay! I get it, things are a scary right now. Let’s think of this is triage credit building. If you have a good score, hopefully the…

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Steven

Steven

Two years ago, Steven had a lot of sensible ideas about managing money. He never wanted to be in debt, so he saved up for a house and paid in cash rather than taking out a mortgage. But not long after moving into his new home, a fire ignited while he was sleeping and the…

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The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

The Key for Preventing Identity Theft: Creating Strong Passwords You Can Actually Remember

Passwords.  We hate them.  They’re impossible to come up with, impossible to remember and nothing is more annoying than that stupid “Wrong Username or Password message.”  Until, of course, you get the one that your account was locked because of too many wrong attempts. %#&$*! As much as we all hate them – the fact remains they’re…

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Reginald

Reginald

“They [Prosperity Connection] began to really inspire me on saving and getting things back to normal in my life.” Second chances do exist. And Reginald is grateful for them. After being released from prison, Reginald faced a variety of struggles. He wanted to connect with his daughter, but encountered challenges when interacting with the mother….

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Monica

Monica

“I have nothing holding me back…I sleep better now.” Monica was ready to make some changes in her life. For starters, she wanted to take control of her finances. “I just wanted a few tips to get out of the hole I created,” Monica said. Prosperity Connection works with Kingdom House — a local social…

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The 4C’s of Home Buying

The 4C’s of Home Buying

Buying your first home can be an exciting journey. For most of us, mortgage underwriting is an unavoidable part of that process. Underwriting is when a lender reviews your final mortgage application to decide whether to give you a loan and if so, under what conditions (ex: a higher or lower interest rate). Even if you were…

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Linda

Linda

“I thought I was doing the right thing. The loan company told me I would be building my credit, but it turned out to be something else.” From time to time, we all hit roadblocks on the highway of life. These events can prevent or delay us in achieving our financial dreams. Despite being on…

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Barbara

Barbara

“I came a long way with the counseling and all of the different services that I received.” Life can be full of unexpected twists and turns…Barbara had her share of them. As a victim of domestic abuse, she started off as a resident of the local YWCA’s Transitional Housing program. For the first time in…

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